SME and Medium Scale Enterprise
AIB Empowering SMEs success! Protecting your SMEs Future!
At AIB, we understand the resilience, innovation, and drive that define small and medium-sized enterprises, and we know the unique risks they face. Whether you’re a startup, growing enterprise, or an established SME, we provide comprehensive insurance solutions that protect your people, assets, and operations, allowing you to focus on growth and sustainability.
From retail and manufacturing to tech, services, and trade, our solutions are designed to fit the specific needs of your business. We offer coverage for Property, Business Interruption, Liability, Group Life and Health, Fire and Burglary, Goods-in-Transit, and more, all tailored to safeguard your business from unforeseen disruptions.
With a team of experienced professionals and strong alliances with reliable and financially solid insurance partners, AIB ensures responsive service, efficient claims processing, and competitive premiums that support your business goals
Our Clients Benefit From:
- Competitive Premiums – Designed to suit your budget without compromising on coverage.
- Quick & Efficient Claims Handling – Minimized downtime with responsive, expert claims support.
- Access to Reliable and Financially Strong Insurance Partners – Coverage backed by top-rated insurers and reinsurers.
- Tailored Risk Management Advice – Expert insights to reduce exposures and ensure compliance.
Scope of Cover:
- Fire and Special Perils Insurance: Covers your office/shop/building and contents (furniture, electronics, stock) from fire, lightning, flood, storm, and burglary.
- Business Interruption Cover: Compensates for loss of income during business downtime caused by insured incidents.
- General Liability Insurance: Covers claims from third-party bodily injuries or property damage occurring on your premises.
- Product Liability: Protects against legal claims due to defective or harmful products sold to the public.
- Professional Indemnity: For service-based SMEs (consultants, IT firms, accountants, etc.), covering claims of negligence, error, or omission.
- Group Life and Health Insurance: Affordable group plans for employee welfare and compliance with statutory requirements.
- Burglary Insurance: Covers losses from armed robbery, theft, or break-ins.
- Equipment All Risks: Covers laptops, POS machines, tools, and other portable assets from theft or accidental damage.
Who Needs It?
- Small and medium-sized manufacturers
- Retail businesses
- Wholesalers
- E-commerce businesses
- Service providers (e.g., consultancies, marketing firms, tech startups)
- Restaurants and food services
- Construction companies
- Transport and logistics businesses
- Health and wellness businesses
- Educational institutions (e.g., private schools, training centres)
- Hospitality businesses (e.g., hotels, event planners)
- Real estate agencies
- Agriculture and food production businesses
- Professional service providers (e.g., law firms, accounting firms)
- SMEs in technology and innovation sector