Marine
Protecting Marine Assets and
Maritime Operations.
Advocate provides risk advisory, insurance placement, and claims advocacy for shipowners, operators, charterers, cargo interests, and offshore contractors across the maritime sector.
Sector Overview
Technical Expertise Across the Maritime Sector.
Maritime operations span a uniquely broad risk spectrum — from the physical exposure of vessels navigating international waters to the complex liability frameworks governing cargo, crew, and third-party interests under conventions such as the Hague-Visby Rules, CLC, and MARPOL. Effective marine insurance demands both technical precision and market access that goes beyond standard policy wordings.
Advocate's marine practice supports shipowners, operators, cargo interests, terminal operators, and offshore contractors with structured insurance programmes tailored to the commercial realities of the maritime industry. We work with specialist underwriters who understand how marine losses unfold and who have the appetite and capacity to respond appropriately when they do.
Whether your exposure is a single voyage, a managed fleet, a bulk cargo programme, or an offshore installation project, we structure coverage that reflects the actual risk profile of your operations — and advocate robustly on your behalf when claims arise.
Risk Profile
Understanding the Marine Risk Landscape.
Sector Challenges
Global trade volatility, port congestion and infrastructure risk, complex liability frameworks under international maritime law, crew welfare obligations, piracy exposure, and evolving IMO environmental regulations.
Risk Environment
Hull and machinery damage, cargo loss and contamination, P&I liability, charterers' liability, offshore construction and installation risk, and port and terminal operational exposures.
Advocate Approach
Programme design aligned with international marine markets and IMO standards, structured coverage across hull, cargo, and liability lines, with active claims management when incidents occur at sea or port.
Market Capability
Access to leading marine underwriters including Lloyd's of London, IG P&I Clubs, and international markets with strong Nigerian coastal and regional capacity for local and combined placements.
Coverage Capabilities
Marine Solutions Across Vessels, Cargo, and Liability.
We engage specialist marine markets to structure programmes that address the real exposure profile of your operations — not off-the-shelf wordings applied without context.
Hull & Machinery
Comprehensive physical loss and damage coverage for vessels operating in coastal, offshore, and international waters.
Cargo & Trade
Marine cargo insurance for import, export, and transit operations, including open covers and project cargo for bulk and containerised shipments.
P&I Liability
Protection and indemnity, charterers' liability, and third-party liability coverage aligned with international trading club requirements.
Offshore Operations
Offshore construction all risks, installation floater, and marine warranty for capital-intensive offshore exploration and energy projects.
Get In Touch
Discuss Your Marine Risk Exposure.
Complete the form below and a member of our team will contact you to discuss your requirements and next steps.